Various little-known companies are
setting
up America's embryonic social-credit score systems. Well-known
internet dis-services give them data, and they make the derived scores
or ratings available to those dis-services and others.
Requiring these companies to give you the raw data they store about
you will only give you a partial idea of just how much power they
wield. To reduce their power would require reducing their data
collection.
Fraud is not a good thing, and in principle I am in favor of
preventing fraud, but doing it by prejudging people (often based on
bias along with the data) is not a solution. We should adopt
solutions that respect anonymity and stop fraud — such as GNU
Taler — so that there is no need to guess who might be likely to
commit fraud.