Systemic racism example: Carlette Duffy's home was appraised at a much higher value when she tacitly let the appraisers think the owner was a white man.

What's more, it is clear how appraisers used the owner's race in the appraisal process, leaving no doubt that her race was the cause of the difference.

The article linked to just above displays symbolic bigotry by capitalizing "black" but not "white". (To avoid endorsing bigotry, capitalize both words or neither one.) I object to bigotry, and normally I decline to link to articles which promote it. But I make an exception for articles which give important information about racism or the fight to eliminate racism. That article is one of the exceptions.