Keeping Jerome Powell as head of the Federal Reserve will interfere with climate defense and can interfere with helping the non-rich. Keeping inflation down will harm Americans who are in debt, and that is a large fraction.

As for diversity, appointing women or blacks could in principle inject a little more awareness of what it's like to face individual and systemic discrimination. That would be the case with a randomly-chosen woman or black. But these nominees would hardly be randomly chosen; they would be bankers, and likely to hold plutocratist views regardless of other personal details.