Bank of America is arbitrarily refusing to forgive part of some small business PPP loans.

The bank refuses to accept the application for loan forgiveness unless the business enters the lower figure that Bank of America says it is willing to forgive. Businesses can't appeal the refusal unless they enter the application with the smaller amount. But the owners are afraid that entering that smaller amount would be presented as accepting the bank's refusal.

This kind of thing can happen because the US has a few very large banks that are "too big to fail". We should prohibit the operation of any such bank until it splits itself up into many small pieces, each small enough that we wouldn't hesitate to give it a sentence that would wipe it out.